RURAL/LIFESTYLE INSURANCE
PROTECTING YOUR RURAL WAY OF LIFE
Life on the land comes with unique challenges - and unique risks. Whether you live on a lifestyle block or you’re running a dairy farm, operating a sheep and beef farm, or growing produce, having the right rural insurance in place is essential.
At Strive Insurance Brokers, we understand the rural lifestyle and offer tailored cover to protect your property, equipment, and livelihood.
We work with trusted insurers to provide flexible, practical solutions for rural New Zealanders.
Here are some of the key rural insurance options we can help you with.
Lifestyle Block Insurance
Designed for rural properties that combine residential living with small-scale farming or hobby activities. Covers your home, outbuildings, equipment, and liability risks unique to lifestyle blocks.
Rural Home & Contents
Covers your rural home and contents against fire, storm, flood, and accidental damage - protecting both the place you live and the personal belongings you value. Whether you're on a lifestyle block or living on the farm, this cover helps ensure your house, furniture, appliances, and other essentials are safeguarded from unexpected events.
Farm Structures & Equipment
Covers the essential physical assets that keep your farm running, including sheds, barns, shelter belts, agricultural machinery, tools, fencing, milk, and feed stored on-site. This cover protects against accidental damage, fire, flood, theft, and other insured events - helping you recover quickly and maintain operations when the unexpected happens.
Farm Motors
Covers a wide range of farm vehicles and implements used across your property, including utes, trucks, quad bikes, trailers, tractors, and implements. Whether you're transporting goods, tending to crops, or managing livestock, this cover protects your motorised assets against theft, damage, and liability on-road and off-road.
Milk Deterioration & Contamination
Covers loss of income from spoiled or contaminated milk due to power outages, refrigeration failure, or accidental contamination with antibiotics or chemicals. Includes protection for non-collection events and penalties from dairy companies, helping safeguard your dairy operation from unexpected disruptions.
Farm Animals
Provides tailored protection for the animals that power your farm - from a prized bull to livestock and working dogs. Cover can include accidental death, illness, injury, and humane destruction. Whether you're managing a commercial operation or caring for high-value animals, this insurance helps safeguard your livelihood against the financial risks of unexpected animal loss.
Business Interruption
Provides financial support if your farming operations are disrupted due to an insured event. Helps cover lost income and ongoing expenses while you get back on your feet.
Liability Cover
Covers against claims for accidental damage or injury to others - such as contractors, visitors, or neighbouring properties. Includes public, employers’, and statutory liability, with cover for incidents like agrichemical use and roadside grazing. Protects your farming operations from legal and financial risks, including defence costs and certain fines.
WHY STRIVE INSURANCE BROKERS?
At Strive Insurance Brokers, we know that no two farms are the same. That’s why we take the time to understand your land, your gear, and your goals—so we can recommend cover that truly fits.
Whether you're milking cows, raising livestock, growing crops, or managing a mixed-use block, we’re here to help you protect what matters most.
Strive Insurance Brokers offers trusted personal, business, and rural/lifestyle insurance solutions, proudly serving Taranaki and clients across NZ. We focus on tailored protection, clear advice, and building lasting relationships - so you can feel confident you’re covered.
CONTACT
Email: jeff@striveinsurancebrokers.co.nz
Phone: 027 699 1871
